LEONARD CEREGHINO, President, is a 24-year veteran of the securities industry, known for his ability to help companies during periods of intense media scrutiny and corporate change. As president, he is integrally involved in developing strategy with account managers for each client. He markets clients to an extensive network of contacts throughout the US and Europe, based on his experience as an Assistant VP with Drexel Burnham Lambert and as an investment advisor with Merrill Lynch.

Mr. Cereghino provides clients with a realistic perspective on perceptions of corporate activities and advises on issues affecting these perceptions including corporate governance, restructuring and strategic planning. Before establishing his own company, Mr. Cereghino was Senior VP with a large Northwest IR and proxy solicitation firm. Over the past 20 years, he has been an outside advisor to more than 50 management teams. Mr. Cereghino holds a Business Administration degree from Arizona State University. He served as an officer in the United States Army and worked on assignment with army officers of the Soviet Union.

BECKY PENDLETON REID, Vice President, has provided strategic IR counsel to over 30 client companies. She has written and produced numerous presentations for IPO roadshows and for presentation to the New York Society of Security Analysts. Ms. Reid has 15 years of securities industry experience, including 6 years with Shearson Lehman and Merrill Lynch. Prior to her work as a stockbroker, she was Asst. Manager of Public Relations for Baskin Robbins Intl. where she was responsible for national publicity, media events, new product promotion and consumer relations. Ms. Reid holds a Masters of Business Administration from the University of Washington and Bachelor of Arts degree from UCLA.

DIANE FITZGIBBONS, Managing Director, specializes in financial communications programs for our community banking clients. She has extensive experience with capital markets, including IPO's, as well as a strong background in retail banking. In addition to managing IR activities for clients, she writes, edits and produces many marketing materials. She is responsible for the production of the Bank Comparison Report that analyzes key ratios of our financial institution clients and is distributed to 1000 analysts, money managers, and brokers. Formerly an investment advisor with Morgan Stanley, she worked largely with small business owners and their company's retirement plans. Prior to her work as a stockbroker, she was in the Management Training Program at Wells Fargo Bank. Ms. Fitzgibbons holds a Bachelor of Arts degree in Business Administration from the University of Washington with a concentration in Marketing and Finance.

MARGARET KUHN, Account Manager, has extensive experience developing and executing strategic, cost-effective, investor relations programs. She is able to balance critical disciplines of marketing, finance, and communications to provide existing and potential investors with an accurate portrayal of a company's performance and prospects. Prior to joining The Cereghino Group, Ms. Kuhn spent 12 years with San Diego-based Bank of Commerce and served as their First Vice President and Director of Investor Relations before the bank was acquired by U.S. Bancorp. In addition, Ms. Kuhn served as the Director of Corporate Communications for Quidel Corporation, a biotech company, and held a similar position with Copper Mountain Networks, a San Diego-based telecommunications company. Ms Kuhn holds a Business Administration degree from Sheffield, England, and is also a LEAD San Diego Graduate.